Kidnap and Ransom Insurance
Our Kidnap and Ransom insurance provides protection against the financial and operational risks associated with kidnapping, extortion, and unlawful detention, supporting organisations operating in regions where security threats may arise.
Product Information
Designed for companies with employees travelling or operating internationally, Litoral’s Kidnap and Ransom coverage helps organisations manage the complex risks associated with kidnapping, extortion, and related security threats. With specialist underwriting expertise and strong line sizes, we provide financial protection and access to experienced crisis response support to help organisations respond quickly and effectively to critical incidents.
About
Who can benefit from this insurance?
This insurance is designed for:
Multinational corporations: protection for employees working or travelling in regions where kidnapping or extortion risks may exist.
Energy, mining & infrastructure companies: coverage for organisations operating in remote or politically sensitive areas.
NGOs & international organisations: protection for staff working in regions where security risks are elevated.
Professional services & consulting firms: security for employees travelling frequently for business in unfamiliar or high-risk locations.
Core areas of cover
Kidnap for ransom
Express kidnap
Extortion and threat response
Illegal detention
Hijacking
Ransom reimbursement
Crisis management and response costs
Legal liability related to a kidnapping incident
Loss of earnings following a covered event
Summary
Capacity
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Maximum line size: USD25 million per insured event
Geographical Locations
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Worldwide coverage, with policies tailored to the geographic risk profile of each client’s operations and travel patterns.
Types of Clients
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From multinational corporations and international NGOs to professional service firms and infrastructure operators, Litoral provides specialist protection for organisations whose personnel face potential security risks.
How can I contact you?
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You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.
How it works
Streamlined Risk Submission Process
When a broker submits a kidnap and ransom insurance enquiry, Litoral Underwriting promptly reviews the risk and coordinates with our supporting insurance principals to assess the exposure. Our underwriting team evaluates key factors such as travel patterns, operational locations, and employee risk profiles to determine appropriate coverage and line size.
Specialist Underwriting Support
Once the submission is reviewed, our team works closely with brokers to tailor coverage that reflects the client’s operational footprint and security risks. We aim to respond quickly with clear terms and guidance, ensuring organisations can secure protection and crisis response support for employees operating in higher-risk environments.
Get in Touch
Whether you have a question, an idea, or just want to say hello, feel free to reach out—we’re here to help.
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